Personal Savings

Statement Savings

  • Minimum balance to open the account is $100.00
  • To avoid a $3.00 monthly service fee you must: 
    • Maintain a $100.00 minimum daily balance
  • To obtain the disclosed annual percentage yield you must:
    • Maintain a $100.00 minimum daily balance 
  • Interest compounded and credited quarterly
  • Withdrawl limitations may apply
  • Free Telephone and Internet Banking
  • The interest rate and annual percentage yield may change at our discretion
  • No minimum balance required for seniors age 65 and over 
  • No minimum balance required for children under the age of 18
  • ATM access available with a regular checking account**
  • Statement options:
    • E-statement with check images- $0
    • Paper statement request with $1,000 savings deposit relationship (or $1,500 combined balances across all related deposit accounts) -$0
    • Paper request - $2
    • Paper statement request with check images -$3

Money Market Savings

  • Minimum balance to open the account is $2,500.00
  • To avoid a $12.00 monthly service fee you must:
    • Maintain a $2,500 minimum daily balance
  • To obtain the disclosed annual percentage yield you must:
    • Maintain a $2,500 minimum daily balance
  • Free Telephone and Internet Banking
  • ATM access with withdrawal limitations
  • Unlimited withdrawals are permitted in person at a teller window**
  • Monthly compounding and payment of interest
  • Interest rates are determined by deposit tier:
    • $2,500 to $9,999
    • $10,000 to $24,999
    • $25,000 to $49,000
    • $50,000 to $99,999
    • $100,000 and up
  • Statement options:
    • E-Statements with check images - $0
    • Paper statement request with $1,000 savings deposit relationship (or $1,500 combined balances across all related deposit accounts) -$0
    • Paper statement request -$2
    • Paper statement request with check images -$3

Christmas/Vacation Clubs

  • Coupon books are available
  • Payment can be automatically deducted from your checking or savings account
  • Interest is compounded and paid annually
  • Matured Club proceeds are directly deposited to a checking and savings account
  • Clubs closed prior to checks issued will loose interest and be subject to a service charge

Other Service Fees

  • Deficit balance per day- $5.00

 

** Federal Regulations limit monthly withdrawals transactions on these accounts. For more details, please call your local Branch Office Manager or call 570-544-4787.

 

ATM / Debit Card lost or stolen? Call 800-472-3272

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