IRAs

All Retirement Accounts (total combined balances) are FDIC insured to $250,000.00

Your retirement is too important to be left to the uncertainty of the stock market and other investments.  Take control of your financial future. We can handle all types of IRA accounts including:

Traditional IRA*

If you are younger than age 70 ½ for the entire tax year and you, or your spouse, have earned income, you are eligible to establish a traditional IRA* 

  • Certificates of Deposit IRA
    • Maturities from 1 year to 5 years
    • $500.00 minimum deposit
  • Savings Account IRA
    • $100.00 minimum deposit
    • Can be funded anytime during the year

Roth IRA*

For a ROTH IRA you, or your spouse, must have earned income, and your modified adjusted gross income (MAGI) cannot exceed certain prescribed limits.* - Maturities from 1 year to 5 years - $500.00 minimum deposit

  • SEP (Simplified Employee Pension Plan)
    • Maturities from 1 year to 5 years
    • $500.00 minimum deposit 
  • Educational IRA
    • $100.00 minimum balance
    • Additional deposits added anytime 

* Subject to IRA Rules and Regulations, please consult your tax advisor.

 

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IRAs - Individual Retirement Accounts - Traditional - Roth - Miners Bank - PA

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