Personal Checking

Regular Checking

  • Minimum balance to open account is $300.00
  • To avoid a $10.00 service fee you must:
    • Maintain a $300.00 minimum daily balance, or
    • Maintain a $1,500.00 combined balance with any other checking, savings or CD
  • Allowed up to 50 checks and paper deposits a month; $0.15 per item thereafter
  • ATM / Debit card available
  • Free 24 x 7 Internet Banking and Telephone Banking
  • Internet Banking 
    • E-statements -$0.00
    • Monthly paper statements- $2.00
    • Monthly paper statements with check images- $4.00
  • Statement fee waived with $1500.00 combined balance in checking and/or savings
  • Overdraft protection available with savings account or demand deposit line of credit 
  • Direct deposit available
  • Restricted to individuals and families

Senior Checking

  • Minimum balance to open the account is $100.00
  • To avoid a $5.00 service fee you must:
    • Maintain a $100.00 minimum daily balance, or
    • Maintain a $1,500.00 combined balance with any other checking, savings or CD
  • No minimum balance required with direct deposit of monthly income
  • Special checks provided with the direct deposit of monthly income
  • Allowed up to 100 paper deposits and/or checks a month; $ 0.15 item thereafter
  • Debit / ATM card
  • Discount on your annual safe deposit box rent
  • Free 24 X 7 Internet and Telephone Banking
  • Internet Banking
    • E-statements -$0.00
    • Monthly paper statements- $1.00
    • Monthly paper statements with check images- $2.00
  • Statement fee waived with $1500.00 combined balance in checking and/or savings
  • Minimum age of eligibilty is 65 years

Interest Checking Account

  • Minimum balance to open account is $500.00. Interest is paid on balances of $1,000.00 or more 
  • $500.00 minimum daily balance is required to avoid a $10.00 monthly service fee
  • Allowed up to 75 checks or paper deposits a month ; $0.15 per item thereafter
  • ATM / Debit card available
  • Interest rate may change at our discretion and may change daily.
  • Interest will be compounded monthly and will be credited to your account monthly
  • Free 24 x 7 Internet Banking and Telephone Banking
  • Internet Banking 
    • E-statements -$0.00
    • Monthly paper statements- $2.00
    • Monthly paper statements with check images- $4.00
  • Statement fee waived with $1500.00 combined balance in checking and/or savings
  • Overdraft protection available with savings account or demand deposit line of credit 
  • Available to individuals and sole proprietors 

Other Account Fees

  • Deficit balance fee - $5.00 per day

 

 ATM / Debit Card lost or stolen? Call 800-472-3272

personal checking accounts - miners bank pa

Miners Bank General Inquires - 570.544.4735 | Hours of Operation | Map Locations
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