MINERS BANK: One of the first local businesses to introduce the Capital Blue Cross Exchange

May 10, 2013

Miners Bank was one of the first Capital BlueCross employer groups to provide its workforce with health coverage through the Capital Blue Cross exchange.  Miners Bank strives to be flexible and innovative in all of the services they provide to both customers and employees, including their benefits portfolio.  

Numerous efforts are now under way to develop alternative health insurance exchanges to the state-based exchanges being developed under the Patient Protection and Affordable Care Act.  As states grapple with the development of the health insurance exchanges mandated under the Act, private insurers are implementing their own exchanges before the launch of state-based exchanges.  

“With health care reform in progress, we realized we needed to change how we offer health care coverage for our employees and their families,” said Jennifer Reiner, Vice President/Director of Human Resources at Miners Bank. “Capital BlueCross’ exchange has helped to rein in costs while providing our workforce choice among offerings that meet their individual needs.  Our employees utilized Capital BlueCross’ exchange to easily choose among a number of options.  In addition, if the employees had questions or needed assistance choosing among options, Capital BlueCross’ system helped guide them through the purchasing process.”

Capital BlueCross is the leading health insurer in the region, providing health insurance coverage to residents in central Pennsylvania and the Lehigh Valley.  Capital BlueCross is committed to making health insurance simple for its customers and members through all the stages of life by offering nationally acclaimed customer service and a full range of innovative benefit programs for groups and individuals at competitive prices.
Capital BlueCross has been providing medical value to the people and communities of central Pennsylvania and the Lehigh Valley for more nearly 75 years and is headquartered in Harrisburg, PA.  Capital BlueCross is an independent licensee of the Blue Cross and Blue Shield Association.

Miners Bank has also partnered with The Equinox Agency, LLC, which is headquartered in the Lehigh Valley.  “Equinox has been flexible and responsible in helping us deliver cost effective coverage for our employees’ medical, prescription drug, dental, and vision needs.  They have been a key partner in helping our organization develop competitive employee benefits programs for the 2013 Benefits Plan Year, said Reiner.”

The Miners Bank is committed to providing personalized service and a full array of quality products to individuals and businesses.  The corporation, Phoenix Bancorp, Inc., including its wholly owned subsidiary, Miners Bank, which was founded in 1935, has $140 million in corporate assets.  Miners Bank serves the needs of communities throughout Schuylkill and southern Luzerne County through local decision making and active community involvement by employees.

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